How does the Tax Saving Optimizer work?

You enter your income and current investments. The optimizer calculates your current tax, identifies gaps in your deductions (80C, 80D, NPS, HRA), and shows exactly how much more you can save by filling those gaps.

Is this only for the old tax regime?

The optimizer focuses on old regime deductions since the new regime doesn't allow most deductions. It also shows your current tax under both regimes so you can compare.

What is the maximum I can save through deductions?

Under the old regime: 80C (₹1.5L) + 80D (₹25k) + NPS 80CCD(1B) (₹50k) + HRA exemption + home loan interest (₹2L) = potentially ₹4L+ in deductions, saving up to ₹1.25L in tax at the 30% slab.

Does this replace professional tax advice?

No. This is an indicative tool. For complex situations (capital gains, multiple income sources, business income), consult a tax professional.

Free Tax Saving Optimizer — Personalised Deduction Suggestions | RushTax

Max Deductions Available

80C: ₹1,50,000

80D: ₹25,000

NPS 80CCD(1B): ₹50,000

HRA: varies

What this tool does

• Identifies unused deduction limits
• Calculates potential tax savings
• Prioritises high-impact actions
• Compares old vs new regime

Old regime only

Deductions like 80C, 80D, and HRA are available only in the old tax regime. The new regime offers lower rates but no deductions.

Tax saving suggestions are indicative only. Actual savings depend on your specific income, deductions, and eligibility. Surcharge on income above ₹50L is included at standard rates (marginal relief on surcharge is simplified). RushTax is a freelance consulting service — not a CA firm.

Frequently Asked Questions

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Help me save more tax

Tax Saving Optimizer — Personalised Suggestions

Frequently Asked Questions

Ready to file?

Tax Saving Optimizer — Personalised Suggestions

Frequently Asked Questions

Ready to file?