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IT / TDS

Tax Guide

AMENDED

Section 36 — PGBP — other deductions (interest, bad debts, family planning, etc.)

Key mapping

Section 36 of IT Act 1961 (specific deductions: insurance premium, interest on capital borrowed, bad debts written off, family planning expenditure, STT/CTT paid, marked-to-market losses) maps to Section 36 of IT Act 2025. The enumerated deductions are retained with minor amendments. Verify on the income-tax portal before filing.

36→36 (IT Act 2025)

What this means

Section 36 of IT Act 1961 (specific deductions: insurance premium, interest on capital borrowed, bad debts written off, family planning expenditure, STT/CTT paid, marked-to-market losses) maps to Section 36 of IT Act 2025. The enumerated deductions are retained with minor amendments. Verify on the income-tax portal before filing.

Change type — Rules substantively changed

This section has been substantively changed in the IT Act 2025. Rates, thresholds, or conditions may differ from the old provision. Verify the new section carefully before applying to Tax Year 2026-27 onwards.

Effective date

This change takes effect from 1 April 2026 (Tax Year 2026-27 onwards). For income earned before 1 April 2026, the old Section 36 continues to apply under the transitional provisions of Section 536 of the IT Act 2025. Returns for FY 2025-26 (AY 2026-27) are filed under the IT Act 1961 — old section numbers apply.

Confidence: medium. This mapping is inferred from structural analysis — verify against the official IT Act 2025 text on incometaxindia.gov.in before relying on it.

Frequently asked questions

Where did Section 36 go in the Income Tax Act 2025?▾
Section 36 of the IT Act 1961 maps to 36 in the IT Act 2025, effective 1 April 2026. Section 36 of IT Act 1961 (specific deductions: insurance premium, interest on capital borrowed, bad debts written off, family planning expenditure, STT/CTT paid, marked-to-market losses) maps to Section 36 of IT Act 2025. The enumerated deductions are retained with minor amendments. Verify on the income-tax portal before filing.
Does Section 36 still apply for FY 2025-26 (AY 2026-27)?▾
Yes. For income earned in FY 2025-26 (April 2025 to March 2026), the IT Act 1961 continues to apply — including Section 36. The IT Act 2025 (and its new section numbering) applies from Tax Year 2026-27 (income earned on or after 1 April 2026). Verify on the income-tax portal before filing.
What is the new section number for 36 in the IT Act 2025?▾
The new corresponding provision is 36 under the Income Tax Act 2025. Change type: Rules substantively changed. This section has been substantively changed in the IT Act 2025. Rates, thresholds, or conditions may differ from the old provision. Verify the new section carefully before applying to Tax Year 2026-27 onwards. Verify on the income-tax portal before filing.

Use this in practice

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Related sections

Section 111A — Short-term capital gains on equity shares and equity MF… →Section 112A — Long-term capital gains on equity shares and equity MFs… →

All section references are sourced from the Income Tax Act 2025 (official gazette, incometaxindia.gov.in) and cross-referenced against CBDT's comparative statement. Always verify on the official portal before filing. This page is for reference only and does not constitute legal or tax advice.