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IT / TDS

Tax Guide

How is crypto / VDA income taxed — Section 115BBH?

Key mapping

Section 115BBH: 30% flat tax on income from Virtual Digital Assets (crypto, NFTs, tokens). No deduction except cost of acquisition. No set-off of VDA losses — not against other income, not even against other VDA gains.

Explanation

Section 115BBH of IT Act 1961 (introduced Finance Act 2022, carried into IT Act 2025) taxes Virtual Digital Assets at 30% flat, regardless of holding period or the taxpayer's slab rate. Key rules: (1) Deduction only for cost of acquisition — no other expenses. (2) Loss from one VDA cannot be set off against profit from another VDA. (3) VDA losses cannot be set off against any other income. (4) Gifted VDA: taxable at FMV in recipient's hands on date of receipt (under §56(2)). (5) TDS: 1% under §194S on every VDA transfer above ₹10,000 (₹50,000 for specified persons). (6) Must report each transaction in Schedule VDA in ITR. (7) Mining income: taxable under 'Other Sources' at slab rates. Report in Schedule VDA of ITR-2/ITR-3. Verify on the income-tax portal before filing.

Related terms and sections

115BBHcrypto taxVDAvirtual digital assetNFT30 percentno loss set-offSchedule VDATDS 194S

Use this in practice

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Related sections

IT Act 2025 Section Mapper →All IT Act changes →

All section references are sourced from the Income Tax Act 2025 (official gazette, incometaxindia.gov.in) and cross-referenced against CBDT's comparative statement. Always verify on the official portal before filing. This page is for reference only and does not constitute legal or tax advice.